Using Automated Clearing House (ACH), PowerPay will remit funds due to your business bank account for the following card types: MasterCard, Visa, Diners Card/Carte Blanche, JCB and, if you’re newly signing up with PowerPay, Discover. When/if you establish a service agreement with American Express, they will obtain your banking information and pay funds to your bank account.

Many factors determine the kind of hardware you will need, including: type of merchant account (e.g., eCommerce, retail or direct to market), the industry, # of transactions per day, the type of transactions, how many locations your business has, etc. Once we have all of this information, we will be better able to advise you on the type of equipment you'll need to process credit cards.

In many cases, we can work with the equipment you already own. To find out, contact us and we'll work together toward a solution.

PowerPay is a payment processor. We enable your business to authorize and transmit transactions by credit card, debit cards, fleet cards, private label cards, electronic gift cards and corporate cards. We also settle the funds through the card Associations (e.g. MasterCard and Visa) and deposit funds to your checking account. In addition, we handle adjustments, chargeback processing, merchant billing and account activity reporting.

Interchange fees are transaction-related costs that PowerPay pays to the issuer of the card as compensation. These fees are established by MasterCard and Visa and are based on how a transaction takes place and in what type of industry.

PowerPay allows your merchant terminal to support MasterCard, Visa, American Express, Discover, Diners Club/Carte Blanche and JCB cards. Although we can support all credit card types, we only have the ability to process settlement (payment to merchants) for MasterCard, Visa, DC/CB, JCB and, in some cases, Discover. When processing occurs, each transaction must be authorized, the data must be captured and settlement/payment made back to the merchant.